Developers
Vaulting & Tokenization
With many merchants and various requirements (countries, approval requirements, risk profiles, etc) you will end up needed multiple processors
Developers
Own Your Vaulting & Tokenization
If there is one piece of the payments ecosystem that software companies need to control: it's the vaults that hold their clients payments / card data, and the associated PII. Don't settle and outsource your data!
PII and PAN Data Vaults
Why Not Host Your Own Vault?
With the PayEngine platform, our tools work for you and you control the data in and out. There is no lock in. Our vault solution is fully PCI enabled and certified, meaning you can forgo the majority of the regulatory work (PCI registration may be required, but not certification, as we've already completed that step for you!)
The solution is simple. Host a vault you control directly. Use it for any sensitive PII data, including payment, billing, and card (PAN) details. Then pick and choose processor relationships as needed, without worry of lock-in.
Processor Lock-In
When your processor is also the vault, your processor inherently has control over all of your merchants and their customer's data. Most processors use this fact to keep you locked into their system -- and even charge you to get your data back!
Migration Strategies
By holding the PII and PAN data directly, you can decide which processor to use or when to switch. You can also choose to take advantage of modern features like Network Tokenization, to get better rates from the Card Networks. There is no lock in when you control the vault yourself.
Secure Vaulting and Tokenization
Our vaults are secured using industry best encryption and certifications, so you don't have to worry. Deploy quickly and effortlessly. Access and use on your terms.
Minimize Risk
Tokenize your PAN and PII data to minimize exposure of sensitive card data and protect cardholders, while accessing it as needed for your application.
Automatic Updates
Our vaults are cloud hosted using best-in-class technology. It's our responsibility to maintain full PCI compliance and certification.
Unlimited Control
You control access and portability. No lock-in fees, lock-outs, or migration issues as you go forward. Our vaults can store any sensitive data, not just card or payments data!
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